RateRunnertransfer cost ledger

Corridor USD → VND · US dollar to Vietnamese dong

What does it cost to send US dollars to Vietnam?

On 15 October 2026, the most a recipient in Vietnam got for 1,000 USD was 25,690,896 VND via Instarem: a true cost of 7.04 USD (0.70%) including fee and rate markup. The last of 6 quotes cost 5.25%.

Declaration · Form RR-1

Between 10 and 1,000,000. Snapshot bands: 200 / 1,000 / 5,000; other amounts are fetched live.

Quotes are indicative and come from Wise public comparison data, which lists Wise alongside banks and other services. Ranking is always by what the recipient gets.

Transfer cost receipt · USD → VND

Most to the recipient: Instarem transfer service

You send
1,000.00 USD
Upfront fee
0.00 USD
Amount converted
1,000.00 USD
Rate given
25,690.90
Mid-market when quoted
25,873.00
Exchange-rate markup inside the rate
7.04 USD 0.70%
True total cost
7.04 USD 0.70%
Recipient gets
25,690,896 VND

Picking the last quote in this ledger (OFX) instead would leave the recipient 1,177,138 VND short.

Snapshot indicative quotes retrieved 15 Oct 2026, 14:55 UTC. Quote collected 15 Oct 2026, 14:28 UTC. Source: Wise public comparison data.

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Every quote for 1,000 USD → VND

Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.

Provider quotes ranked by amount received
ProviderUpfront feeRate markupTrue costCost %Recipient getsvs best
1. Instaremservice 0.00 USD 0.70% 7.04 USD 0.70% 25,690,896 VND best
2. Remitlyservice 1.99 USD 0.70% 9.01 USD 0.90% 25,639,775 VND −51,121 VND
3. Wiseservice 13.26 USD 0.00% 13.26 USD 1.33% 25,529,924 VND −160,972 VND
4. Western Unionservice 0.99 USD 1.40% 15.01 USD 1.50% 25,484,537 VND −206,359 VND
5. Xoomservice 2.99 USD 2.92% 32.12 USD 3.21% 25,042,023 VND −648,873 VND
6. OFXservice 5.00 USD 4.78% 52.54 USD 5.25% 24,513,758 VND −1,177,138 VND

Does the cheapest option change with the amount?

Best and worst true cost by amount, USD → VND. Retrieved 15 Oct 2026, 14:55 UTC.
You sendMost to recipientBest costWorst costRecipient gets (best)Gap best vs worstQuotes
200 USD Instarem 0.70% 7.16% 5,138,179 VND 333,975 VND 6
1,000 USD Instarem 0.70% 5.25% 25,690,896 VND 1,177,138 VND 6
5,000 USD Instarem 0.64% 4.78% 128,532,096 VND 5,347,383 VND 6

What the USD → VND numbers show

  • Instarem delivered the most at every snapshot amount (200.00 USD, 1,000.00 USD, 5,000.00 USD).
  • At 200.00 USD, true cost ranged from 0.70% (Instarem) to 7.16% (OFX); the recipient would get 333,975 VND less with the last quote than with the first.
  • 1 of 6 quotes at 1,000.00 USD charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
True cost as a share of 1,000 USD, USD → VND, by provider (lower is better). Retrieved 15 Oct 2026, 14:55 UTC. Instarem 0.70% Remitly 0.90% Wise 1.33% Western Union 1.50% Xoom 3.21% OFX 5.25% grey = upfront fee · red = exchange-rate markup · share of 1,000 USD
True cost as a share of 1,000 USD, USD → VND, by provider (lower is better). Retrieved 15 Oct 2026, 14:55 UTC.

Every quote for 200 USD → VND

Retrieved 15 Oct 2026, 14:55 UTC. Sorted by what the recipient gets.
ProviderUpfront feeRate markupTrue costCost %Recipient getsvs best
1. Instaremservice 0.00 USD 0.70% 1.41 USD 0.70% 5,138,179 VND best
2. Remitlyservice 1.99 USD 0.70% 3.38 USD 1.69% 5,087,055 VND −51,124 VND
3. Western Unionservice 0.99 USD 1.40% 3.78 USD 1.89% 5,076,704 VND −61,475 VND
4. Xoomservice 2.99 USD 2.92% 8.75 USD 4.37% 4,948,324 VND −189,855 VND
5. Wiseservice 8.95 USD 0.00% 8.95 USD 4.47% 4,943,037 VND −195,142 VND
6. OFXservice 5.00 USD 4.78% 14.32 USD 7.16% 4,804,204 VND −333,975 VND

Every quote for 5,000 USD → VND

Retrieved 15 Oct 2026, 14:55 UTC. Sorted by what the recipient gets.
ProviderUpfront feeRate markupTrue costCost %Recipient getsvs best
1. Instaremservice 0.00 USD 0.64% 32.19 USD 0.64% 128,532,096 VND best
2. Wiseservice 34.73 USD 0.00% 34.73 USD 0.69% 128,466,431 VND −65,665 VND
3. Remitlyservice 1.99 USD 0.70% 37.17 USD 0.74% 128,403,375 VND −128,721 VND
4. Western Unionservice 0.99 USD 1.40% 71.17 USD 1.42% 127,523,705 VND −1,008,391 VND
5. Xoomservice 2.99 USD 2.92% 148.98 USD 2.98% 125,510,516 VND −3,021,580 VND
6. OFXservice 0.00 USD 4.78% 238.87 USD 4.78% 123,184,713 VND −5,347,383 VND

Read next

Questions people ask

Which provider gave the most for 1,000 USD sent to Vietnam?
Instarem, with 25,690,896 VND delivered, in the snapshot retrieved 15 Oct 2026, 14:55 UTC. Its upfront fee was 0.00 USD and its rate markup 0.70%.
How much of the cost of sending USD to VND is hidden in the exchange rate?
For the 6 quotes on 1,000 USD, rate markups ranged from 0.00% to 4.78% of the amount converted. 1 quote charged no upfront fee but still had a markup above 0.5%.
How current are these USD to VND quotes?
RateRunner retrieved them on 15 Oct 2026, 14:55 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.

Related corridors

Sources