Corridor USD → PKR · US dollar to Pakistani rupee
What does it cost to send US dollars to Pakistan?
On 15 October 2026, the most a recipient in Pakistan got for 1,000 USD was 277,110.00 PKR via Remitly: a true cost of −0.35 USD (−0.04%) including fee and rate markup. The last of 8 quotes cost 3.56%.
Transfer cost receipt · USD → PKR
Most to the recipient: Remitly transfer service
- You send
- 1,000.00 USD
- Upfront fee
- 0.00 USD
- Amount converted
- 1,000.00 USD
- Rate given
- 277.11
- Mid-market when quoted
- 277.01
- Rate above mid-market inside the rate
- −0.35 USD −0.04%
- True total cost
- −0.35 USD −0.04%
- Recipient gets
- 277,110.00 PKR
Picking the last quote in this ledger (Chase (US)) instead would leave the recipient 9,960.00 PKR short.
Snapshot indicative quotes retrieved 15 Oct 2026, 14:55 UTC. Quote collected 15 Oct 2026, 14:45 UTC. Source: Wise public comparison data.
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Every quote for 1,000 USD → PKR
Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 0.00 USD | −0.04% | −0.35 USD | −0.04% | 277,110.00 PKR | best |
| 2. WorldRemitservice 2d old | 0.00 USD | −0.03% | −0.30 USD | −0.03% | 277,095.00 PKR | −15.00 PKR |
| 3. Western Unionservice | 1.99 USD | −0.02% | 1.80 USD | 0.18% | 276,513.54 PKR | −596.46 PKR |
| 4. Instaremservice | 0.00 USD | 0.81% | 8.12 USD | 0.81% | 274,763.10 PKR | −2,346.90 PKR |
| 5. Wiseservice | 12.75 USD | 0.00% | 12.75 USD | 1.27% | 273,481.08 PKR | −3,628.92 PKR |
| 6. Xoomservice | 0.00 USD | 1.67% | 16.66 USD | 1.67% | 272,398.90 PKR | −4,711.10 PKR |
| 7. OFXservice | 5.00 USD | 2.76% | 32.50 USD | 3.25% | 268,009.72 PKR | −9,100.28 PKR |
| 8. Chase (US)bank 2d old | 0.00 USD | 3.56% | 35.60 USD | 3.56% | 267,150.00 PKR | −9,960.00 PKR |
Does the cheapest option change with the amount?
| You send | Most to recipient | Best cost | Worst cost | Recipient gets (best) | Gap best vs worst | Quotes |
|---|---|---|---|---|---|---|
| 200 USD | Remitly | −0.04% | 5.19% | 55,422.00 PKR | 2,897.48 PKR | 8 |
| 1,000 USD | Remitly | −0.04% | 3.56% | 277,110.00 PKR | 9,960.00 PKR | 8 |
| 5,000 USD | Remitly | −0.04% | 3.56% | 1,385,550.00 PKR | 49,800.00 PKR | 8 |
What the USD → PKR numbers show
- Remitly delivered the most at every snapshot amount (200.00 USD, 1,000.00 USD, 5,000.00 USD).
- Banks listed for this corridor averaged 3.56% in true cost at 1,000.00 USD, against 1.02% for non-bank transfer services; on average 100% of the banks' cost sat inside the exchange rate rather than in a stated fee.
- 3 of 8 quotes at 1,000.00 USD charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
- Remitly and WorldRemit and Western Union quoted a rate above the mid-market rate recorded at collection time (negative markup). That usually reflects a promotional rate or a quote collected at a different moment, so confirm it before relying on it.
Every quote for 200 USD → PKR
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 0.00 USD | −0.04% | −0.07 USD | −0.04% | 55,422.00 PKR | best |
| 2. WorldRemitservice 2d old | 0.00 USD | −0.03% | −0.06 USD | −0.03% | 55,419.00 PKR | −3.00 PKR |
| 3. Instaremservice | 0.00 USD | 0.81% | 1.62 USD | 0.81% | 54,952.62 PKR | −469.38 PKR |
| 4. Western Unionservice | 1.99 USD | −0.02% | 1.95 USD | 0.98% | 54,861.62 PKR | −560.38 PKR |
| 5. Xoomservice | 0.00 USD | 3.27% | 6.55 USD | 3.27% | 53,589.02 PKR | −1,832.98 PKR |
| 6. Chase (US)bank 2d old | 0.00 USD | 3.56% | 7.12 USD | 3.56% | 53,430.00 PKR | −1,992.00 PKR |
| 7. Wiseservice | 8.38 USD | 0.00% | 8.38 USD | 4.19% | 53,081.23 PKR | −2,340.77 PKR |
| 8. OFXservice | 5.00 USD | 2.76% | 10.39 USD | 5.19% | 52,524.52 PKR | −2,897.48 PKR |
Every quote for 5,000 USD → PKR
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 0.00 USD | −0.04% | −1.75 USD | −0.04% | 1,385,550.00 PKR | best |
| 2. WorldRemitservice 2d old | 0.00 USD | −0.03% | −1.48 USD | −0.03% | 1,385,475.00 PKR | −75.00 PKR |
| 3. Western Unionservice | 1.99 USD | −0.02% | 1.05 USD | 0.02% | 1,384,773.14 PKR | −776.86 PKR |
| 4. Wiseservice | 34.63 USD | 0.00% | 34.63 USD | 0.69% | 1,375,472.04 PKR | −10,077.96 PKR |
| 5. Instaremservice | 0.00 USD | 0.75% | 37.61 USD | 0.75% | 1,374,645.50 PKR | −10,904.50 PKR |
| 6. Xoomservice | 0.00 USD | 1.56% | 77.82 USD | 1.56% | 1,363,506.50 PKR | −22,043.50 PKR |
| 7. OFXservice | 0.00 USD | 1.82% | 90.98 USD | 1.82% | 1,359,863.50 PKR | −25,686.50 PKR |
| 8. Chase (US)bank 2d old | 0.00 USD | 3.56% | 178.02 USD | 3.56% | 1,335,750.00 PKR | −49,800.00 PKR |
Read next
- Cash pickup or bank deposit: which is cheaper and safer?
- What do banks really charge for an international transfer?
- How do exchange-rate markups work, and how big are they?
- What is the mid-market rate and where can you check it?
- Check the hidden markup on a rate you were offered
- How RateRunner calculates true cost
Questions people ask
- Which provider gave the most for 1,000 USD sent to Pakistan?
- Remitly, with 277,110.00 PKR delivered, in the snapshot retrieved 15 Oct 2026, 14:55 UTC. Its upfront fee was 0.00 USD and its rate markup −0.04%.
- How much of the cost of sending USD to PKR is hidden in the exchange rate?
- For the 8 quotes on 1,000 USD, rate markups ranged from −0.04% to 3.56% of the amount converted. 3 quotes charged no upfront fee but still had a markup above 0.5%.
- How current are these USD to PKR quotes?
- RateRunner retrieved them on 15 Oct 2026, 14:55 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.
Related corridors
Sources
- Indicative provider quotes: Wise public comparison data (retrieved 15 Oct 2026, 14:55 UTC). Wise collects quotes from listed banks and services and is itself listed.
- Raw data for this page: usd-to-pkr.json