Corridor USD → GTQ · US dollar to Guatemalan quetzal
What does it cost to send US dollars to Guatemala?
On 16 October 2026, the most a recipient in Guatemala got for 1,000 USD was 7,594.39 GTQ via Instarem: a true cost of 6.19 USD (0.62%) including fee and rate markup. The last of 5 quotes cost 4.10%.
Transfer cost receipt · USD → GTQ
Most to the recipient: Instarem transfer service
- You send
- 1,000.00 USD
- Upfront fee
- 0.00 USD
- Amount converted
- 1,000.00 USD
- Rate given
- 7.5944
- Mid-market when quoted
- 7.6417
- Exchange-rate markup inside the rate
- 6.19 USD 0.62%
- True total cost
- 6.19 USD 0.62%
- Recipient gets
- 7,594.39 GTQ
Picking the last quote in this ledger (Wise) instead would leave the recipient 266.34 GTQ short.
Snapshot indicative quotes retrieved 16 Oct 2026, 17:02 UTC. Quote collected 16 Oct 2026, 16:22 UTC. Source: Wise public comparison data.
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Every quote for 1,000 USD → GTQ
Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Instaremservice | 0.00 USD | 0.62% | 6.19 USD | 0.62% | 7,594.39 GTQ | best |
| 2. Xoomservice | 15.49 USD | −0.40% | 11.56 USD | 1.16% | 7,553.29 GTQ | −41.10 GTQ |
| 3. Western Unionservice | 1.99 USD | 1.15% | 13.43 USD | 1.34% | 7,539.06 GTQ | −55.33 GTQ |
| 4. Remitlyservice | 1.99 USD | 1.23% | 14.29 USD | 1.43% | 7,532.47 GTQ | −61.92 GTQ |
| 5. Wiseservice | 41.04 USD | 0.00% | 41.04 USD | 4.10% | 7,328.05 GTQ | −266.34 GTQ |
Does the cheapest option change with the amount?
| You send | Most to recipient | Best cost | Worst cost | Recipient gets (best) | Gap best vs worst | Quotes |
|---|---|---|---|---|---|---|
| 200 USD | Instarem | 0.62% | 9.32% | 1,518.88 GTQ | 132.99 GTQ | 5 |
| 1,000 USD | Instarem | 0.62% | 4.10% | 7,594.39 GTQ | 266.34 GTQ | 5 |
| 5,000 USD | Instarem | 0.62% | 3.06% | 37,971.94 GTQ | 932.89 GTQ | 5 |
What the USD → GTQ numbers show
- Instarem delivered the most at every snapshot amount (200.00 USD, 1,000.00 USD, 5,000.00 USD).
- At 200.00 USD, true cost ranged from 0.62% (Instarem) to 9.32% (Wise); the recipient would get 132.99 GTQ less with the last quote than with the first.
- 1 of 5 quotes at 1,000.00 USD charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
- Xoom quoted a rate above the mid-market rate recorded at collection time (negative markup). That usually reflects a promotional rate or a quote collected at a different moment, so confirm it before relying on it.
Every quote for 200 USD → GTQ
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Instaremservice | 0.00 USD | 0.62% | 1.24 USD | 0.62% | 1,518.88 GTQ | best |
| 2. Xoomservice | 3.69 USD | −0.40% | 2.91 USD | 1.45% | 1,506.12 GTQ | −12.76 GTQ |
| 3. Western Unionservice | 1.99 USD | 1.15% | 4.26 USD | 2.13% | 1,495.78 GTQ | −23.10 GTQ |
| 4. Remitlyservice | 1.99 USD | 2.84% | 7.62 USD | 3.81% | 1,470.10 GTQ | −48.78 GTQ |
| 5. Wiseservice | 18.64 USD | 0.00% | 18.64 USD | 9.32% | 1,385.89 GTQ | −132.99 GTQ |
Every quote for 5,000 USD → GTQ
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Instaremservice | 0.00 USD | 0.62% | 30.93 USD | 0.62% | 37,971.94 GTQ | best |
| 2. Xoomservice | 18.59 USD | 0.32% | 34.78 USD | 0.70% | 37,942.54 GTQ | −29.40 GTQ |
| 3. Western Unionservice | 1.99 USD | 1.15% | 59.27 USD | 1.19% | 37,755.41 GTQ | −216.53 GTQ |
| 4. Remitlyservice | 1.99 USD | 1.23% | 63.58 USD | 1.27% | 37,722.42 GTQ | −249.52 GTQ |
| 5. Wiseservice | 153.01 USD | 0.00% | 153.01 USD | 3.06% | 37,039.05 GTQ | −932.89 GTQ |
Read next
- Cash pickup or bank deposit: which is cheaper and safer?
- Does the US 1% remittance tax apply to my transfer?
- What do banks really charge for an international transfer?
- What is the mid-market rate and where can you check it?
- How do exchange-rate markups work, and how big are they?
- Check the hidden markup on a rate you were offered
- How RateRunner calculates true cost
Questions people ask
- Which provider gave the most for 1,000 USD sent to Guatemala?
- Instarem, with 7,594.39 GTQ delivered, in the snapshot retrieved 16 Oct 2026, 17:02 UTC. Its upfront fee was 0.00 USD and its rate markup 0.62%.
- How much of the cost of sending USD to GTQ is hidden in the exchange rate?
- For the 5 quotes on 1,000 USD, rate markups ranged from −0.40% to 1.23% of the amount converted. 1 quote charged no upfront fee but still had a markup above 0.5%.
- How current are these USD to GTQ quotes?
- RateRunner retrieved them on 16 Oct 2026, 17:02 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.
Related corridors
Sources
- Indicative provider quotes: Wise public comparison data (retrieved 16 Oct 2026, 17:02 UTC). Wise collects quotes from listed banks and services and is itself listed.
- Raw data for this page: usd-to-gtq.json