Corridor USD → IDR · US dollar to Indonesian rupiah
What does it cost to send US dollars to Indonesia?
On 15 October 2026, the most a recipient in Indonesia got for 1,000 USD was 17,846,065 IDR via Remitly: a true cost of 5.04 USD (0.50%) including fee and rate markup. The last of 7 quotes cost 5.09%.
Transfer cost receipt · USD → IDR
Most to the recipient: Remitly transfer service
- You send
- 1,000.00 USD
- Upfront fee
- −0.99 USD
- Amount converted
- 999.01 USD
- Rate given
- 17,863.75
- Mid-market when quoted
- 17,936.50
- Exchange-rate markup inside the rate
- 4.05 USD 0.41%
- True total cost
- 5.04 USD 0.50%
- Recipient gets
- 17,846,065 IDR
Picking the last quote in this ledger (OFX) instead would leave the recipient 822,978 IDR short.
Snapshot indicative quotes retrieved 15 Oct 2026, 14:55 UTC. Quote collected 15 Oct 2026, 14:44 UTC. Source: Wise public comparison data.
Plain link to the provider's official site. No commission.
Every quote for 1,000 USD → IDR
Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 0.99 USD | 0.41% | 5.04 USD | 0.50% | 17,846,065 IDR | best |
| 2. Instaremservice | 0.00 USD | 0.94% | 9.40 USD | 0.94% | 17,767,924 IDR | −78,141 IDR |
| 3. Wiseservice | 10.80 USD | 0.00% | 10.80 USD | 1.08% | 17,744,764 IDR | −101,301 IDR |
| 4. Western Unionservice | 0.99 USD | 1.78% | 18.77 USD | 1.88% | 17,599,834 IDR | −246,231 IDR |
| 5. WorldRemitservice 2d old | 1.99 USD | 1.85% | 20.45 USD | 2.04% | 17,569,782 IDR | −276,283 IDR |
| 6. Xoomservice | 0.00 USD | 2.44% | 24.44 USD | 2.44% | 17,498,152 IDR | −347,913 IDR |
| 7. OFXservice | 5.00 USD | 4.62% | 50.92 USD | 5.09% | 17,023,087 IDR | −822,978 IDR |
Does the cheapest option change with the amount?
| You send | Most to recipient | Best cost | Worst cost | Recipient gets (best) | Gap best vs worst | Quotes |
|---|---|---|---|---|---|---|
| 200 USD | Remitly | 0.90% | 7.00% | 3,555,065 IDR | 218,882 IDR | 7 |
| 1,000 USD | Remitly | 0.50% | 5.09% | 17,846,065 IDR | 822,978 IDR | 7 |
| 5,000 USD | Remitly | 0.43% | 3.68% | 89,301,066 IDR | 2,915,125 IDR | 6 |
What the USD → IDR numbers show
- Remitly delivered the most at every snapshot amount (200.00 USD, 1,000.00 USD, 5,000.00 USD).
- At 200.00 USD, true cost ranged from 0.90% (Remitly) to 7.00% (OFX); the recipient would get 218,882 IDR less with the last quote than with the first.
- 2 of 7 quotes at 1,000.00 USD charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
How does the quoted mid-market rate compare with the ECB reference?
The European Central Bank reference rate for USD/IDR on 15 October 2026 was 17,944.00. The mid-market rate implied by the top quote at its collection time was 17,936.50, a difference of −0.04%. ECB rates are published once per working day around 16:00 CET, so they drift from live market rates during the day; RateRunner uses them only as a cross-check, never to rank providers.
Every quote for 200 USD → IDR
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 0.99 USD | 0.41% | 1.80 USD | 0.90% | 3,555,065 IDR | best |
| 2. Instaremservice | 0.00 USD | 0.94% | 1.88 USD | 0.94% | 3,553,585 IDR | −1,480 IDR |
| 3. Western Unionservice | 0.99 USD | 1.78% | 4.53 USD | 2.27% | 3,506,014 IDR | −49,051 IDR |
| 4. WorldRemitservice 2d old | 1.99 USD | 1.85% | 5.65 USD | 2.83% | 3,485,930 IDR | −69,135 IDR |
| 5. Wiseservice | 7.93 USD | 0.00% | 7.93 USD | 3.96% | 3,445,448 IDR | −109,617 IDR |
| 6. Xoomservice | 4.99 USD | 2.44% | 9.76 USD | 4.88% | 3,412,315 IDR | −142,750 IDR |
| 7. OFXservice | 5.00 USD | 4.62% | 14.00 USD | 7.00% | 3,336,183 IDR | −218,882 IDR |
Every quote for 5,000 USD → IDR
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 0.99 USD | 0.41% | 21.27 USD | 0.43% | 89,301,066 IDR | best |
| 2. Wiseservice | 25.15 USD | 0.00% | 25.15 USD | 0.50% | 89,241,347 IDR | −59,719 IDR |
| 3. Instaremservice | 0.00 USD | 0.88% | 44.00 USD | 0.88% | 88,893,299 IDR | −407,767 IDR |
| 4. Western Unionservice | 0.99 USD | 1.78% | 89.96 USD | 1.80% | 88,068,936 IDR | −1,232,129 IDR |
| 5. WorldRemitservice 2d old | 1.99 USD | 1.85% | 94.41 USD | 1.89% | 87,989,045 IDR | −1,312,020 IDR |
| 6. OFXservice | 0.00 USD | 3.68% | 183.79 USD | 3.68% | 86,385,941 IDR | −2,915,125 IDR |
Read next
Questions people ask
- Which provider gave the most for 1,000 USD sent to Indonesia?
- Remitly, with 17,846,065 IDR delivered, in the snapshot retrieved 15 Oct 2026, 14:55 UTC. Its upfront fee was 0.99 USD and its rate markup 0.41%.
- How much of the cost of sending USD to IDR is hidden in the exchange rate?
- For the 7 quotes on 1,000 USD, rate markups ranged from 0.00% to 4.62% of the amount converted. 2 quotes charged no upfront fee but still had a markup above 0.5%.
- How current are these USD to IDR quotes?
- RateRunner retrieved them on 15 Oct 2026, 14:55 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.
Related corridors
Sources
- Indicative provider quotes: Wise public comparison data (retrieved 15 Oct 2026, 14:55 UTC). Wise collects quotes from listed banks and services and is itself listed.
- Reference rate: European Central Bank euro reference rates via Frankfurter (15 October 2026).
- Raw data for this page: usd-to-idr.json