RateRunnertransfer cost ledger

Corridor USD → BDT · US dollar to Bangladeshi taka

What does it cost to send US dollars to Bangladesh?

On 15 October 2026, the most a recipient in Bangladesh got for 1,000 USD was 123,008.10 BDT via Remitly: a true cost of −0.07 USD (−0.01%) including fee and rate markup. The last of 5 quotes cost 2.95%.

Declaration · Form RR-1

Between 10 and 1,000,000. Snapshot bands: 200 / 1,000 / 5,000; other amounts are fetched live.

Quotes are indicative and come from Wise public comparison data, which lists Wise alongside banks and other services. Ranking is always by what the recipient gets.

Transfer cost receipt · USD → BDT

Most to the recipient: Remitly transfer service

You send
1,000.00 USD
Upfront fee
−0.99 USD
Amount converted
999.01 USD
Rate given
123.13
Mid-market when quoted
123.00
Rate above mid-market inside the rate
−1.06 USD −0.11%
True total cost
−0.07 USD −0.01%
Recipient gets
123,008.10 BDT

Picking the last quote in this ledger (Xoom) instead would leave the recipient 3,642.22 BDT short.

Snapshot indicative quotes retrieved 15 Oct 2026, 14:55 UTC. Quote collected 15 Oct 2026, 14:44 UTC. Source: Wise public comparison data.

Confirm the live quote on remitly.com

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Every quote for 1,000 USD → BDT

Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.

Provider quotes ranked by amount received
ProviderUpfront feeRate markupTrue costCost %Recipient getsvs best
1. Remitlyservice 0.99 USD −0.11% −0.07 USD −0.01% 123,008.10 BDT best
2. Western Unionservice 0.99 USD 0.88% 9.77 USD 0.98% 121,797.80 BDT −1,210.30 BDT
3. Instaremservice 0.00 USD 1.18% 11.84 USD 1.18% 121,543.20 BDT −1,464.90 BDT
4. Wiseservice 15.17 USD 0.00% 15.17 USD 1.52% 121,134.09 BDT −1,874.01 BDT
5. Xoomservice 4.99 USD 2.47% 29.55 USD 2.95% 119,365.88 BDT −3,642.22 BDT

Does the cheapest option change with the amount?

Best and worst true cost by amount, USD → BDT. Retrieved 15 Oct 2026, 14:55 UTC.
You sendMost to recipientBest costWorst costRecipient gets (best)Gap best vs worstQuotes
200 USD Remitly 0.39% 4.90% 24,504.10 BDT 1,109.82 BDT 5
1,000 USD Remitly −0.01% 2.95% 123,008.10 BDT 3,642.22 BDT 5
5,000 USD Remitly −0.09% 2.47% 615,528.10 BDT 15,705.57 BDT 5

What the USD → BDT numbers show

  • Remitly delivered the most at every snapshot amount (200.00 USD, 1,000.00 USD, 5,000.00 USD).
  • At 200.00 USD, true cost ranged from 0.39% (Remitly) to 4.90% (Xoom); the recipient would get 1,109.82 BDT less with the last quote than with the first.
  • 1 of 5 quotes at 1,000.00 USD charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
  • Remitly quoted a rate above the mid-market rate recorded at collection time (negative markup). That usually reflects a promotional rate or a quote collected at a different moment, so confirm it before relying on it.
True cost as a share of 1,000 USD, USD → BDT, by provider (lower is better). Retrieved 15 Oct 2026, 14:55 UTC. Remitly −0.01% Western Union 0.98% Instarem 1.18% Wise 1.52% Xoom 2.95% grey = upfront fee · red = exchange-rate markup · share of 1,000 USD
True cost as a share of 1,000 USD, USD → BDT, by provider (lower is better). Retrieved 15 Oct 2026, 14:55 UTC.

Every quote for 200 USD → BDT

Retrieved 15 Oct 2026, 14:55 UTC. Sorted by what the recipient gets.
ProviderUpfront feeRate markupTrue costCost %Recipient getsvs best
1. Remitlyservice 0.99 USD −0.11% 0.78 USD 0.39% 24,504.10 BDT best
2. Instaremservice 0.00 USD 1.18% 2.37 USD 1.18% 24,308.64 BDT −195.46 BDT
3. Western Unionservice 0.99 USD 0.88% 2.74 USD 1.37% 24,263.00 BDT −241.10 BDT
4. Wiseservice 9.76 USD 0.00% 9.76 USD 4.88% 23,399.52 BDT −1,104.58 BDT
5. Xoomservice 4.99 USD 2.47% 9.80 USD 4.90% 23,394.28 BDT −1,109.82 BDT

Every quote for 5,000 USD → BDT

Retrieved 15 Oct 2026, 14:55 UTC. Sorted by what the recipient gets.
ProviderUpfront feeRate markupTrue costCost %Recipient getsvs best
1. Remitlyservice 0.99 USD −0.11% −4.29 USD −0.09% 615,528.10 BDT best
2. Wiseservice 42.19 USD 0.00% 42.19 USD 0.84% 609,810.63 BDT −5,717.47 BDT
3. Western Unionservice 0.99 USD 0.88% 44.94 USD 0.90% 609,471.80 BDT −6,056.30 BDT
4. Instaremservice 0.00 USD 1.12% 56.24 USD 1.12% 608,083.00 BDT −7,445.10 BDT
5. Xoomservice 0.00 USD 2.47% 123.39 USD 2.47% 599,822.53 BDT −15,705.57 BDT

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Questions people ask

Which provider gave the most for 1,000 USD sent to Bangladesh?
Remitly, with 123,008.10 BDT delivered, in the snapshot retrieved 15 Oct 2026, 14:55 UTC. Its upfront fee was 0.99 USD and its rate markup −0.11%.
How much of the cost of sending USD to BDT is hidden in the exchange rate?
For the 5 quotes on 1,000 USD, rate markups ranged from −0.11% to 2.47% of the amount converted. 1 quote charged no upfront fee but still had a markup above 0.5%.
How current are these USD to BDT quotes?
RateRunner retrieved them on 15 Oct 2026, 14:55 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.

Related corridors

Sources