Corridor AUD → USD · Australian dollar to US dollar
What does it cost to send Australian dollars to United States?
On 15 October 2026, the most a recipient in United States got for 1,000 AUD was 690.37 USD via Remitly: a true cost of 2.36 AUD (0.24%) including fee and rate markup. The last of 11 quotes cost 3.91%.
Transfer cost receipt · AUD → USD
Most to the recipient: Remitly transfer service
- You send
- 1,000.00 AUD
- Upfront fee
- −1.49 AUD
- Amount converted
- 998.51 AUD
- Rate given
- 0.691398
- Mid-market when quoted
- 0.692000
- Exchange-rate markup inside the rate
- 0.87 AUD 0.09%
- True total cost
- 2.36 AUD 0.24%
- Recipient gets
- 690.37 USD
Picking the last quote in this ledger (PayPal) instead would leave the recipient 25.43 USD short.
Snapshot indicative quotes retrieved 15 Oct 2026, 14:57 UTC. Quote collected 15 Oct 2026, 14:40 UTC. Source: Wise public comparison data.
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Every quote for 1,000 AUD → USD
Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 1.49 AUD | 0.09% | 2.36 AUD | 0.24% | 690.37 USD | best |
| 2. Wiseservice | 5.06 AUD | 0.00% | 5.06 AUD | 0.51% | 688.65 USD | −1.72 USD |
| 3. Instaremservice | 5.00 AUD | 0.02% | 5.22 AUD | 0.52% | 688.39 USD | −1.98 USD |
| 4. WorldRemitservice 2d old | 0.00 AUD | 1.18% | 11.82 AUD | 1.18% | 683.82 USD | −6.55 USD |
| 5. Western Unionservice | 9.00 AUD | 0.43% | 13.25 AUD | 1.32% | 682.83 USD | −7.54 USD |
| 6. Xoomservice | 0.00 AUD | 2.23% | 22.29 AUD | 2.23% | 676.57 USD | −13.80 USD |
| 7. National Australia Bankbank | 0.00 AUD | 2.33% | 23.32 AUD | 2.33% | 675.87 USD | −14.50 USD |
| 8. Commonwealth Bank of Australiabank | 0.00 AUD | 2.79% | 27.89 AUD | 2.79% | 672.70 USD | −17.67 USD |
| 9. OFXservice | 15.00 AUD | 1.35% | 28.27 AUD | 2.83% | 672.43 USD | −17.94 USD |
| 10. ANZbank | 0.00 AUD | 3.40% | 33.97 AUD | 3.40% | 668.49 USD | −21.88 USD |
| 11. PayPalservice | 5.99 AUD | 3.33% | 39.11 AUD | 3.91% | 664.94 USD | −25.43 USD |
| Set aside, not ranked (1): see methodology | ||||||
| HSBC Australiacollected 64 h before retrieval | 0.00 AUD | 2.01% | — | — | 678.07 USD | — |
Does the cheapest option change with the amount?
| You send | Most to recipient | Best cost | Worst cost | Recipient gets (best) | Gap best vs worst | Quotes |
|---|---|---|---|---|---|---|
| 200 AUD | Instarem | 0.52% | 6.23% | 137.68 USD | 7.90 USD | 10 |
| 1,000 AUD | Remitly | 0.24% | 3.91% | 690.37 USD | 25.43 USD | 11 |
| 5,000 AUD | Remitly | 0.12% | 3.45% | 3,455.96 USD | 115.24 USD | 11 |
What the AUD → USD numbers show
- The provider that delivers the most changes with the amount: Instarem at 200.00 AUD, Remitly at 1,000.00 AUD, Remitly at 5,000.00 AUD. Fixed fees weigh heavily on small transfers; rate margins dominate large ones.
- At 200.00 AUD, true cost ranged from 0.52% (Instarem) to 6.23% (PayPal); the recipient would get 7.90 USD less with the last quote than with the first.
- Banks listed for this corridor averaged 2.84% in true cost at 1,000.00 AUD, against 1.59% for non-bank transfer services; on average 100% of the banks' cost sat inside the exchange rate rather than in a stated fee.
- 5 of 11 quotes at 1,000.00 AUD charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
How does the quoted mid-market rate compare with the ECB reference?
The European Central Bank reference rate for AUD/USD on 15 October 2026 was 0.691080. The mid-market rate implied by the top quote at its collection time was 0.692000, a difference of 0.13%. ECB rates are published once per working day around 16:00 CET, so they drift from live market rates during the day; RateRunner uses them only as a cross-check, never to rank providers.
Every quote for 200 AUD → USD
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Instaremservice | 1.00 AUD | 0.02% | 1.04 AUD | 0.52% | 137.68 USD | best |
| 2. Remitlyservice | 1.49 AUD | 0.09% | 1.66 AUD | 0.83% | 137.25 USD | −0.43 USD |
| 3. Wiseservice | 2.34 AUD | 0.00% | 2.34 AUD | 1.17% | 136.81 USD | −0.87 USD |
| 4. WorldRemitservice 2d old | 0.00 AUD | 1.18% | 2.36 AUD | 1.18% | 136.76 USD | −0.92 USD |
| 5. National Australia Bankbank | 0.00 AUD | 2.33% | 4.66 AUD | 2.33% | 135.17 USD | −2.51 USD |
| 6. Commonwealth Bank of Australiabank | 0.00 AUD | 2.79% | 5.58 AUD | 2.79% | 134.54 USD | −3.14 USD |
| 7. Western Unionservice | 5.00 AUD | 0.53% | 6.03 AUD | 3.02% | 134.23 USD | −3.45 USD |
| 8. Xoomservice | 0.00 AUD | 3.31% | 6.62 AUD | 3.31% | 133.82 USD | −3.86 USD |
| 9. ANZbank | 0.00 AUD | 3.40% | 6.79 AUD | 3.40% | 133.70 USD | −3.98 USD |
| 10. PayPalservice | 5.99 AUD | 3.33% | 12.45 AUD | 6.23% | 129.78 USD | −7.90 USD |
| Set aside, not ranked (1): see methodology | ||||||
| HSBC Australiacollected 64 h before retrieval | 0.00 AUD | 2.01% | — | — | 135.61 USD | — |
Every quote for 5,000 AUD → USD
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 1.49 AUD | 0.09% | 5.84 AUD | 0.12% | 3,455.96 USD | best |
| 2. Wiseservice | 18.61 AUD | 0.00% | 18.61 AUD | 0.37% | 3,447.87 USD | −8.09 USD |
| 3. Instaremservice | 25.00 AUD | 0.02% | 26.08 AUD | 0.52% | 3,441.95 USD | −14.01 USD |
| 4. Western Unionservice | 12.00 AUD | 0.33% | 28.37 AUD | 0.57% | 3,440.37 USD | −15.59 USD |
| 5. WorldRemitservice 2d old | 0.00 AUD | 1.18% | 59.11 AUD | 1.18% | 3,419.10 USD | −36.86 USD |
| 6. OFXservice | 15.00 AUD | 1.35% | 82.18 AUD | 1.64% | 3,403.13 USD | −52.83 USD |
| 7. Xoomservice | 0.00 AUD | 2.03% | 101.40 AUD | 2.03% | 3,389.83 USD | −66.13 USD |
| 8. National Australia Bankbank | 0.00 AUD | 2.33% | 116.58 AUD | 2.33% | 3,379.33 USD | −76.63 USD |
| 9. Commonwealth Bank of Australiabank | 0.00 AUD | 2.79% | 139.43 AUD | 2.79% | 3,363.51 USD | −92.45 USD |
| 10. ANZbank | 0.00 AUD | 3.40% | 169.87 AUD | 3.40% | 3,342.45 USD | −113.51 USD |
| 11. PayPalservice | 5.99 AUD | 3.33% | 172.37 AUD | 3.45% | 3,340.72 USD | −115.24 USD |
| Set aside, not ranked (1): see methodology | ||||||
| HSBC Australiacollected 64 h before retrieval | 0.00 AUD | 2.01% | — | — | 3,390.37 USD | — |
Read next
Questions people ask
- Which provider gave the most for 1,000 AUD sent to United States?
- Remitly, with 690.37 USD delivered, in the snapshot retrieved 15 Oct 2026, 14:57 UTC. Its upfront fee was 1.49 AUD and its rate markup 0.09%.
- How much of the cost of sending AUD to USD is hidden in the exchange rate?
- For the 11 quotes on 1,000 AUD, rate markups ranged from 0.00% to 3.40% of the amount converted. 5 quotes charged no upfront fee but still had a markup above 0.5%.
- How current are these AUD to USD quotes?
- RateRunner retrieved them on 15 Oct 2026, 14:57 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.
Related corridors
Sources
- Indicative provider quotes: Wise public comparison data (retrieved 15 Oct 2026, 14:57 UTC). Wise collects quotes from listed banks and services and is itself listed.
- Reference rate: European Central Bank euro reference rates via Frankfurter (15 October 2026).
- Raw data for this page: aud-to-usd.json