Corridor AUD → GBP · Australian dollar to British pound
What does it cost to send Australian dollars to United Kingdom?
On 16 October 2026, the most a recipient in United Kingdom got for 1,000 AUD was 521.17 GBP via Xoom: a true cost of 0.88 AUD (0.09%) including fee and rate markup. The last of 10 quotes cost 4.88%.
Transfer cost receipt · AUD → GBP
Most to the recipient: Xoom transfer service
- You send
- 1,000.00 AUD
- Upfront fee
- 0.00 AUD
- Amount converted
- 1,000.00 AUD
- Rate given
- 0.521174
- Mid-market when quoted
- 0.521633
- Exchange-rate markup inside the rate
- 0.88 AUD 0.09%
- True total cost
- 0.88 AUD 0.09%
- Recipient gets
- 521.17 GBP
Picking the last quote in this ledger (PayPal) instead would leave the recipient 24.97 GBP short.
Snapshot indicative quotes retrieved 16 Oct 2026, 17:04 UTC. Quote collected 16 Oct 2026, 03:42 UTC. Source: Wise public comparison data.
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Every quote for 1,000 AUD → GBP
Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Xoomservice | 0.00 AUD | 0.09% | 0.88 AUD | 0.09% | 521.17 GBP | best |
| 2. Remitlyservice | 0.89 AUD | 0.32% | 4.10 AUD | 0.41% | 519.49 GBP | −1.68 GBP |
| 3. Wiseservice | 4.34 AUD | 0.00% | 4.34 AUD | 0.43% | 519.16 GBP | −2.01 GBP |
| 4. Instaremservice | 5.00 AUD | 0.01% | 5.14 AUD | 0.51% | 518.95 GBP | −2.22 GBP |
| 5. Western Unionservice | 0.99 AUD | 1.31% | 14.06 AUD | 1.41% | 514.30 GBP | −6.87 GBP |
| 6. National Australia Bankbank | 0.00 AUD | 2.55% | 25.46 AUD | 2.55% | 508.35 GBP | −12.82 GBP |
| 7. OFXservice | 15.00 AUD | 1.55% | 30.25 AUD | 3.03% | 505.85 GBP | −15.32 GBP |
| 8. Commonwealth Bank of Australiabank | 0.00 AUD | 3.46% | 34.55 AUD | 3.46% | 503.61 GBP | −17.56 GBP |
| 9. ANZbank | 0.00 AUD | 3.49% | 34.89 AUD | 3.49% | 503.43 GBP | −17.74 GBP |
| 10. PayPalservice | 5.99 AUD | 4.30% | 48.75 AUD | 4.88% | 496.20 GBP | −24.97 GBP |
| Set aside, not ranked (3): see methodology | ||||||
| WorldRemitcollected 71 h before retrieval | 1.99 AUD | −0.05% | — | — | 520.87 GBP | — |
| HSBC Australiacollected 90 h before retrieval | 0.00 AUD | 2.03% | — | — | 511.05 GBP | — |
| Westpaccollected 65 h before retrieval | 0.00 AUD | 3.76% | — | — | 502.03 GBP | — |
Does the cheapest option change with the amount?
| You send | Most to recipient | Best cost | Worst cost | Recipient gets (best) | Gap best vs worst | Quotes |
|---|---|---|---|---|---|---|
| 200 AUD | Xoom | 0.09% | 7.17% | 104.23 GBP | 7.38 GBP | 9 |
| 1,000 AUD | Xoom | 0.09% | 4.88% | 521.17 GBP | 24.97 GBP | 10 |
| 5,000 AUD | Xoom | 0.20% | 4.42% | 2,602.87 GBP | 109.90 GBP | 10 |
What the AUD → GBP numbers show
- Xoom delivered the most at every snapshot amount (200.00 AUD, 1,000.00 AUD, 5,000.00 AUD).
- At 200.00 AUD, true cost ranged from 0.09% (Xoom) to 7.17% (PayPal); the recipient would get 7.38 GBP less with the last quote than with the first.
- Banks listed for this corridor averaged 3.16% in true cost at 1,000.00 AUD, against 1.54% for non-bank transfer services; on average 100% of the banks' cost sat inside the exchange rate rather than in a stated fee.
- 3 of 10 quotes at 1,000.00 AUD charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
How does the quoted mid-market rate compare with the ECB reference?
The European Central Bank reference rate for AUD/GBP on 16 October 2026 was 0.521830. The mid-market rate implied by the top quote at its collection time was 0.521633, a difference of −0.04%. ECB rates are published once per working day around 16:00 CET, so they drift from live market rates during the day; RateRunner uses them only as a cross-check, never to rank providers.
Every quote for 200 AUD → GBP
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Xoomservice | 0.00 AUD | 0.09% | 0.18 AUD | 0.09% | 104.23 GBP | best |
| 2. Instaremservice | 1.00 AUD | 0.01% | 1.03 AUD | 0.51% | 103.79 GBP | −0.44 GBP |
| 3. Remitlyservice | 0.89 AUD | 0.32% | 1.53 AUD | 0.76% | 103.53 GBP | −0.70 GBP |
| 4. Wiseservice | 1.55 AUD | 0.00% | 1.55 AUD | 0.78% | 103.48 GBP | −0.75 GBP |
| 5. Western Unionservice | 0.99 AUD | 1.61% | 4.19 AUD | 2.10% | 102.14 GBP | −2.09 GBP |
| 6. National Australia Bankbank | 0.00 AUD | 2.55% | 5.09 AUD | 2.55% | 101.67 GBP | −2.56 GBP |
| 7. Commonwealth Bank of Australiabank | 0.00 AUD | 3.46% | 6.91 AUD | 3.46% | 100.72 GBP | −3.51 GBP |
| 8. ANZbank | 0.00 AUD | 3.49% | 6.98 AUD | 3.49% | 100.69 GBP | −3.54 GBP |
| 9. PayPalservice | 5.99 AUD | 4.30% | 14.34 AUD | 7.17% | 96.85 GBP | −7.38 GBP |
| Set aside, not ranked (3): see methodology | ||||||
| WorldRemitcollected 71 h before retrieval | 1.99 AUD | −0.05% | — | — | 103.34 GBP | — |
| HSBC Australiacollected 90 h before retrieval | 0.00 AUD | 2.03% | — | — | 102.21 GBP | — |
| Westpaccollected 65 h before retrieval | 0.00 AUD | 3.76% | — | — | 100.41 GBP | — |
Every quote for 5,000 AUD → GBP
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Xoomservice | 0.00 AUD | 0.20% | 10.15 AUD | 0.20% | 2,602.87 GBP | best |
| 2. Remitlyservice | 0.89 AUD | 0.32% | 16.95 AUD | 0.34% | 2,599.32 GBP | −3.55 GBP |
| 3. Wiseservice | 18.29 AUD | 0.00% | 18.29 AUD | 0.37% | 2,597.59 GBP | −5.28 GBP |
| 4. Instaremservice | 26.00 AUD | 0.01% | 26.72 AUD | 0.53% | 2,594.23 GBP | −8.64 GBP |
| 5. Western Unionservice | 1.99 AUD | 1.16% | 59.87 AUD | 1.20% | 2,576.93 GBP | −25.94 GBP |
| 6. OFXservice | 15.00 AUD | 1.55% | 92.19 AUD | 1.84% | 2,560.07 GBP | −42.80 GBP |
| 7. National Australia Bankbank | 0.00 AUD | 2.55% | 127.28 AUD | 2.55% | 2,541.77 GBP | −61.10 GBP |
| 8. Commonwealth Bank of Australiabank | 0.00 AUD | 3.46% | 172.77 AUD | 3.46% | 2,518.04 GBP | −84.83 GBP |
| 9. ANZbank | 0.00 AUD | 3.49% | 174.46 AUD | 3.49% | 2,517.16 GBP | −85.71 GBP |
| 10. PayPalservice | 5.99 AUD | 4.30% | 220.83 AUD | 4.42% | 2,492.97 GBP | −109.90 GBP |
| Set aside, not ranked (3): see methodology | ||||||
| WorldRemitcollected 71 h before retrieval | 1.99 AUD | −0.05% | — | — | 2,608.52 GBP | — |
| HSBC Australiacollected 90 h before retrieval | 0.00 AUD | 2.03% | — | — | 2,555.26 GBP | — |
| Westpaccollected 65 h before retrieval | 0.00 AUD | 3.76% | — | — | 2,510.13 GBP | — |
What to check before paying out in United Kingdom
Pounds paid out locally in the UK usually arrive over Faster Payments using a sort code and account number. A provider with a UK payout account avoids the SWIFT charges a recipient bank may deduct from an incoming international wire. Source: Pay.UK: Faster Payment System.
Read next
- SWIFT wire or local payout: which costs less to receive?
- What do banks really charge for an international transfer?
- What is the mid-market rate and where can you check it?
- How do exchange-rate markups work, and how big are they?
- Check the hidden markup on a rate you were offered
- How RateRunner calculates true cost
Questions people ask
- Which provider gave the most for 1,000 AUD sent to United Kingdom?
- Xoom, with 521.17 GBP delivered, in the snapshot retrieved 16 Oct 2026, 17:04 UTC. Its upfront fee was 0.00 AUD and its rate markup 0.09%.
- How much of the cost of sending AUD to GBP is hidden in the exchange rate?
- For the 10 quotes on 1,000 AUD, rate markups ranged from 0.00% to 4.30% of the amount converted. 3 quotes charged no upfront fee but still had a markup above 0.5%.
- How current are these AUD to GBP quotes?
- RateRunner retrieved them on 16 Oct 2026, 17:04 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.
Related corridors
Sources
- Indicative provider quotes: Wise public comparison data (retrieved 16 Oct 2026, 17:04 UTC). Wise collects quotes from listed banks and services and is itself listed.
- Reference rate: European Central Bank euro reference rates via Frankfurter (16 October 2026).
- Raw data for this page: aud-to-gbp.json