Corridor GBP → USD · British pound to US dollar
What does it cost to send British pounds to United States?
On 15 October 2026, the most a recipient in United States got for 1,000 GBP was 1,323.92 USD via Moneygram: a true cost of 2.43 GBP (0.24%) including fee and rate markup. The last of 15 quotes cost 5.21%.
Transfer cost receipt · GBP → USD
Most to the recipient: Moneygram transfer service
- You send
- 1,000.00 GBP
- Upfront fee
- 0.00 GBP
- Amount converted
- 1,000.00 GBP
- Rate given
- 1.3239
- Mid-market when quoted
- 1.3271
- Exchange-rate markup inside the rate
- 2.43 GBP 0.24%
- True total cost
- 2.43 GBP 0.24%
- Recipient gets
- 1,323.92 USD
Picking the last quote in this ledger (PayPal) instead would leave the recipient 65.96 USD short.
Snapshot indicative quotes retrieved 15 Oct 2026, 14:56 UTC. Quote collected 14 Oct 2026, 17:16 UTC. Source: Wise public comparison data.
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Every quote for 1,000 GBP → USD
Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Moneygramservice | 0.00 GBP | 0.24% | 2.43 GBP | 0.24% | 1,323.92 USD | best |
| 2. Instaremservice | 0.00 GBP | 0.43% | 4.34 GBP | 0.43% | 1,321.40 USD | −2.52 USD |
| 3. Wiseservice | 4.60 GBP | 0.00% | 4.60 GBP | 0.46% | 1,319.35 USD | −4.57 USD |
| 4. HSBCbank 2d old | 0.00 GBP | 0.65% | 6.45 GBP | 0.65% | 1,318.58 USD | −5.34 USD |
| 5. WorldRemitservice 2d old | 1.99 GBP | 1.29% | 14.91 GBP | 1.49% | 1,307.36 USD | −16.56 USD |
| 6. Remitlyservice | 1.99 GBP | 1.66% | 18.59 GBP | 1.86% | 1,302.48 USD | −21.44 USD |
| 7. Monesebank | 20.00 GBP | 0.02% | 20.18 GBP | 2.02% | 1,300.36 USD | −23.56 USD |
| 8. NatWestbank | 0.00 GBP | 2.28% | 22.77 GBP | 2.28% | 1,296.93 USD | −26.99 USD |
| 9. RBSbank | 0.00 GBP | 2.28% | 22.77 GBP | 2.28% | 1,296.93 USD | −26.99 USD |
| 10. OFXservice | 7.00 GBP | 1.66% | 23.51 GBP | 2.35% | 1,295.95 USD | −27.97 USD |
| 11. Western Unionservice | 2.49 GBP | 2.50% | 27.46 GBP | 2.75% | 1,290.70 USD | −33.22 USD |
| 12. Nationwidebank | 15.00 GBP | 1.79% | 32.64 GBP | 3.26% | 1,283.83 USD | −40.09 USD |
| 13. Xoomservice | 1.99 GBP | 3.46% | 36.50 GBP | 3.65% | 1,278.71 USD | −45.21 USD |
| 14. Skrillservice | 0.00 GBP | 4.76% | 47.62 GBP | 4.76% | 1,263.95 USD | −59.97 USD |
| 15. PayPalservice | 2.99 GBP | 4.93% | 52.13 GBP | 5.21% | 1,257.96 USD | −65.96 USD |
| Set aside, not ranked (3): see methodology | ||||||
| Barclayscollected 52 h before retrieval | 0.00 GBP | 2.72% | — | — | 1,291.10 USD | — |
| Lloydscollected 50 h before retrieval | 9.50 GBP | 3.57% | — | — | 1,267.60 USD | — |
| Santander UKcollected 51 h before retrieval | 25.00 GBP | 3.36% | — | — | 1,250.50 USD | — |
Does the cheapest option change with the amount?
| You send | Most to recipient | Best cost | Worst cost | Recipient gets (best) | Gap best vs worst | Quotes |
|---|---|---|---|---|---|---|
| 200 GBP | Moneygram | 0.24% | 9.16% | 264.78 USD | 23.65 USD | 15 |
| 1,000 GBP | Moneygram | 0.24% | 5.21% | 1,323.92 USD | 65.96 USD | 15 |
| 5,000 GBP | Moneygram | 0.24% | 4.99% | 6,619.61 USD | 314.71 USD | 15 |
What the GBP → USD numbers show
- Moneygram delivered the most at every snapshot amount (200.00 GBP, 1,000.00 GBP, 5,000.00 GBP).
- At 200.00 GBP, true cost ranged from 0.24% (Moneygram) to 9.16% (Nationwide); the recipient would get 23.65 USD less with the last quote than with the first.
- Banks listed for this corridor averaged 2.10% in true cost at 1,000.00 GBP, against 2.32% for non-bank transfer services; on average 71% of the banks' cost sat inside the exchange rate rather than in a stated fee.
- 4 of 15 quotes at 1,000.00 GBP charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
How does the quoted mid-market rate compare with the ECB reference?
The European Central Bank reference rate for GBP/USD on 15 October 2026 was 1.3247. The mid-market rate implied by the top quote at its collection time was 1.3271, a difference of 0.18%. ECB rates are published once per working day around 16:00 CET, so they drift from live market rates during the day; RateRunner uses them only as a cross-check, never to rank providers.
Every quote for 200 GBP → USD
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Moneygramservice | 0.00 GBP | 0.24% | 0.49 GBP | 0.24% | 264.78 USD | best |
| 2. Instaremservice | 0.00 GBP | 0.61% | 1.23 GBP | 0.61% | 263.80 USD | −0.98 USD |
| 3. HSBCbank 2d old | 0.00 GBP | 0.65% | 1.29 GBP | 0.65% | 263.72 USD | −1.06 USD |
| 4. Wiseservice | 1.72 GBP | 0.00% | 1.72 GBP | 0.86% | 262.76 USD | −2.02 USD |
| 5. Monesebank | 4.00 GBP | 0.02% | 4.04 GBP | 2.02% | 260.07 USD | −4.71 USD |
| 6. RBSbank | 0.00 GBP | 2.28% | 4.55 GBP | 2.28% | 259.39 USD | −5.39 USD |
| 7. NatWestbank | 0.00 GBP | 2.28% | 4.55 GBP | 2.28% | 259.39 USD | −5.39 USD |
| 8. WorldRemitservice 2d old | 1.99 GBP | 1.29% | 4.55 GBP | 2.28% | 259.39 USD | −5.39 USD |
| 9. Remitlyservice | 1.99 GBP | 1.66% | 5.28 GBP | 2.64% | 258.42 USD | −6.36 USD |
| 10. Western Unionservice | 2.49 GBP | 2.50% | 7.44 GBP | 3.72% | 255.56 USD | −9.22 USD |
| 11. Skrillservice | 0.00 GBP | 4.76% | 9.52 GBP | 4.76% | 252.79 USD | −11.99 USD |
| 12. OFXservice | 7.00 GBP | 1.66% | 10.21 GBP | 5.10% | 251.88 USD | −12.90 USD |
| 13. PayPalservice | 2.99 GBP | 4.93% | 12.70 GBP | 6.35% | 248.57 USD | −16.21 USD |
| 14. Xoomservice | 1.99 GBP | 5.65% | 13.17 GBP | 6.59% | 247.95 USD | −16.83 USD |
| 15. Nationwidebank | 15.00 GBP | 1.79% | 18.31 GBP | 9.16% | 241.13 USD | −23.65 USD |
| Set aside, not ranked (3): see methodology | ||||||
| Barclayscollected 52 h before retrieval | 0.00 GBP | 2.72% | — | — | 258.22 USD | — |
| Lloydscollected 50 h before retrieval | 9.50 GBP | 3.57% | — | — | 243.79 USD | — |
| Santander UKcollected 51 h before retrieval | 25.00 GBP | 3.36% | — | — | 224.45 USD | — |
Every quote for 5,000 GBP → USD
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Moneygramservice | 0.00 GBP | 0.24% | 12.16 GBP | 0.24% | 6,619.61 USD | best |
| 2. Instaremservice | 0.00 GBP | 0.38% | 19.04 GBP | 0.38% | 6,610.48 USD | −9.13 USD |
| 3. Wiseservice | 18.94 GBP | 0.00% | 18.94 GBP | 0.38% | 6,600.90 USD | −18.71 USD |
| 4. HSBCbank 2d old | 0.00 GBP | 0.65% | 32.27 GBP | 0.65% | 6,592.92 USD | −26.69 USD |
| 5. OFXservice | 0.00 GBP | 0.74% | 36.76 GBP | 0.74% | 6,586.96 USD | −32.65 USD |
| 6. WorldRemitservice 2d old | 1.99 GBP | 1.29% | 66.69 GBP | 1.33% | 6,547.24 USD | −72.37 USD |
| 7. Remitlyservice | 1.99 GBP | 1.66% | 85.10 GBP | 1.70% | 6,522.81 USD | −96.80 USD |
| 8. Monesebank | 100.00 GBP | 0.02% | 100.92 GBP | 2.02% | 6,501.81 USD | −117.80 USD |
| 9. Nationwidebank | 15.00 GBP | 1.79% | 104.27 GBP | 2.09% | 6,497.37 USD | −122.24 USD |
| 10. RBSbank | 0.00 GBP | 2.28% | 113.86 GBP | 2.28% | 6,484.64 USD | −134.97 USD |
| 11. NatWestbank | 0.00 GBP | 2.28% | 113.86 GBP | 2.28% | 6,484.64 USD | −134.97 USD |
| 12. Xoomservice | 0.00 GBP | 2.29% | 114.38 GBP | 2.29% | 6,483.95 USD | −135.66 USD |
| 13. Western Unionservice | 2.49 GBP | 2.50% | 127.61 GBP | 2.55% | 6,466.39 USD | −153.22 USD |
| 14. Skrillservice | 0.00 GBP | 4.76% | 238.11 GBP | 4.76% | 6,319.74 USD | −299.87 USD |
| 15. PayPalservice | 2.99 GBP | 4.93% | 249.29 GBP | 4.99% | 6,304.90 USD | −314.71 USD |
| Set aside, not ranked (2): see methodology | ||||||
| Barclayscollected 52 h before retrieval | 0.00 GBP | 2.72% | — | — | 6,455.52 USD | — |
| Lloydscollected 50 h before retrieval | 9.50 GBP | 2.83% | — | — | 6,435.62 USD | — |
Read next
Questions people ask
- Which provider gave the most for 1,000 GBP sent to United States?
- Moneygram, with 1,323.92 USD delivered, in the snapshot retrieved 15 Oct 2026, 14:56 UTC. Its upfront fee was 0.00 GBP and its rate markup 0.24%.
- How much of the cost of sending GBP to USD is hidden in the exchange rate?
- For the 15 quotes on 1,000 GBP, rate markups ranged from 0.00% to 4.93% of the amount converted. 4 quotes charged no upfront fee but still had a markup above 0.5%.
- How current are these GBP to USD quotes?
- RateRunner retrieved them on 15 Oct 2026, 14:56 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.
Related corridors
Sources
- Indicative provider quotes: Wise public comparison data (retrieved 15 Oct 2026, 14:56 UTC). Wise collects quotes from listed banks and services and is itself listed.
- Reference rate: European Central Bank euro reference rates via Frankfurter (15 October 2026).
- Raw data for this page: gbp-to-usd.json