Corridor GBP → PLN · British pound to Polish zloty
What does it cost to send British pounds to Poland?
On 16 October 2026, the most a recipient in Poland got for 1,000 GBP was 5,161.68 PLN via Remitly: a true cost of 4.63 GBP (0.46%) including fee and rate markup. The last of 11 quotes cost 5.43%.
Transfer cost receipt · GBP → PLN
Most to the recipient: Remitly transfer service
- You send
- 1,000.00 GBP
- Upfront fee
- −0.99 GBP
- Amount converted
- 999.01 GBP
- Rate given
- 5.1668
- Mid-market when quoted
- 5.1857
- Exchange-rate markup inside the rate
- 3.64 GBP 0.36%
- True total cost
- 4.63 GBP 0.46%
- Recipient gets
- 5,161.68 PLN
Picking the last quote in this ledger (PayPal) instead would leave the recipient 257.39 PLN short.
Snapshot indicative quotes retrieved 16 Oct 2026, 17:03 UTC. Quote collected 16 Oct 2026, 16:40 UTC. Source: Wise public comparison data.
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Every quote for 1,000 GBP → PLN
Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 0.99 GBP | 0.36% | 4.63 GBP | 0.46% | 5,161.68 PLN | best |
| 2. Wiseservice | 4.64 GBP | 0.00% | 4.64 GBP | 0.46% | 5,160.89 PLN | −0.79 PLN |
| 3. Western Unionservice | 1.99 GBP | 1.98% | 21.74 GBP | 2.17% | 5,072.97 PLN | −88.71 PLN |
| 4. Xoomservice | 1.99 GBP | 2.04% | 22.37 GBP | 2.24% | 5,069.71 PLN | −91.97 PLN |
| 5. NatWestbank | 0.00 GBP | 2.28% | 22.75 GBP | 2.28% | 5,067.73 PLN | −93.95 PLN |
| 6. RBSbank | 0.00 GBP | 2.28% | 22.75 GBP | 2.28% | 5,067.73 PLN | −93.95 PLN |
| 7. OFXservice | 7.00 GBP | 1.81% | 24.99 GBP | 2.50% | 5,056.12 PLN | −105.56 PLN |
| 8. Monesebank | 30.00 GBP | 0.03% | 30.32 GBP | 3.03% | 5,028.48 PLN | −133.20 PLN |
| 9. Nationwidebank | 15.00 GBP | 1.94% | 34.14 GBP | 3.41% | 5,008.68 PLN | −153.00 PLN |
| 10. Skrillservice | 0.00 GBP | 4.72% | 47.23 GBP | 4.72% | 4,940.81 PLN | −220.87 PLN |
| 11. PayPalservice | 2.99 GBP | 5.14% | 54.27 GBP | 5.43% | 4,904.29 PLN | −257.39 PLN |
| Set aside, not ranked (5): see methodology | ||||||
| HSBCcollected 73 h before retrieval | 0.00 GBP | 1.43% | — | — | 5,111.65 PLN | — |
| Moneygramcollected 76 h before retrieval | 0.00 GBP | 1.72% | — | — | 5,096.59 PLN | — |
| Barclayscollected 78 h before retrieval | 0.00 GBP | 2.79% | — | — | 5,041.18 PLN | — |
| Lloydscollected 76 h before retrieval | 9.50 GBP | 3.76% | — | — | 4,943.47 PLN | — |
| Santander UKcollected 77 h before retrieval | 25.00 GBP | 2.91% | — | — | 4,909.15 PLN | — |
Does the cheapest option change with the amount?
| You send | Most to recipient | Best cost | Worst cost | Recipient gets (best) | Gap best vs worst | Quotes |
|---|---|---|---|---|---|---|
| 200 GBP | Wise | 0.77% | 9.30% | 1,029.05 PLN | 88.33 PLN | 11 |
| 1,000 GBP | Remitly | 0.46% | 5.43% | 5,161.68 PLN | 257.39 PLN | 11 |
| 5,000 GBP | Remitly | 0.38% | 5.20% | 25,828.85 PLN | 1,248.57 PLN | 11 |
What the GBP → PLN numbers show
- The provider that delivers the most changes with the amount: Wise at 200.00 GBP, Remitly at 1,000.00 GBP, Remitly at 5,000.00 GBP. Fixed fees weigh heavily on small transfers; rate margins dominate large ones.
- At 200.00 GBP, true cost ranged from 0.77% (Wise) to 9.30% (Nationwide); the recipient would get 88.33 PLN less with the last quote than with the first.
- Banks listed for this corridor averaged 2.75% in true cost at 1,000.00 GBP, against 2.57% for non-bank transfer services; on average 64% of the banks' cost sat inside the exchange rate rather than in a stated fee.
- 3 of 11 quotes at 1,000.00 GBP charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
How does the quoted mid-market rate compare with the ECB reference?
The European Central Bank reference rate for GBP/PLN on 16 October 2026 was 5.1786. The mid-market rate implied by the top quote at its collection time was 5.1857, a difference of 0.14%. ECB rates are published once per working day around 16:00 CET, so they drift from live market rates during the day; RateRunner uses them only as a cross-check, never to rank providers.
Every quote for 200 GBP → PLN
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Wiseservice | 1.53 GBP | 0.00% | 1.53 GBP | 0.77% | 1,029.05 PLN | best |
| 2. Remitlyservice | 0.99 GBP | 0.36% | 1.72 GBP | 0.86% | 1,028.24 PLN | −0.81 PLN |
| 3. NatWestbank | 0.00 GBP | 2.28% | 4.55 GBP | 2.28% | 1,013.55 PLN | −15.50 PLN |
| 4. RBSbank | 0.00 GBP | 2.28% | 4.55 GBP | 2.28% | 1,013.55 PLN | −15.50 PLN |
| 5. Western Unionservice | 1.99 GBP | 1.98% | 5.91 GBP | 2.95% | 1,006.50 PLN | −22.55 PLN |
| 6. Xoomservice | 1.99 GBP | 2.04% | 6.03 GBP | 3.02% | 1,005.85 PLN | −23.20 PLN |
| 7. Monesebank | 6.00 GBP | 0.03% | 6.06 GBP | 3.03% | 1,005.70 PLN | −23.35 PLN |
| 8. Skrillservice | 0.00 GBP | 4.72% | 9.45 GBP | 4.72% | 988.16 PLN | −40.89 PLN |
| 9. OFXservice | 7.00 GBP | 1.81% | 10.50 GBP | 5.25% | 982.71 PLN | −46.34 PLN |
| 10. PayPalservice | 2.99 GBP | 5.14% | 13.12 GBP | 6.56% | 969.09 PLN | −59.96 PLN |
| 11. Nationwidebank | 15.00 GBP | 1.94% | 18.59 GBP | 9.30% | 940.72 PLN | −88.33 PLN |
| Set aside, not ranked (5): see methodology | ||||||
| HSBCcollected 73 h before retrieval | 0.00 GBP | 1.43% | — | — | 1,022.33 PLN | — |
| Moneygramcollected 76 h before retrieval | 0.00 GBP | 1.72% | — | — | 1,019.32 PLN | — |
| Barclayscollected 78 h before retrieval | 0.00 GBP | 2.79% | — | — | 1,008.24 PLN | — |
| Lloydscollected 76 h before retrieval | 9.50 GBP | 3.76% | — | — | 950.76 PLN | — |
| Santander UKcollected 77 h before retrieval | 25.00 GBP | 2.91% | — | — | 881.13 PLN | — |
Every quote for 5,000 GBP → PLN
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 0.99 GBP | 0.36% | 19.23 GBP | 0.38% | 25,828.85 PLN | best |
| 2. Wiseservice | 20.17 GBP | 0.00% | 20.17 GBP | 0.40% | 25,819.87 PLN | −8.98 PLN |
| 3. OFXservice | 0.00 GBP | 1.18% | 58.94 GBP | 1.18% | 25,622.88 PLN | −205.97 PLN |
| 4. Xoomservice | 0.00 GBP | 1.80% | 89.83 GBP | 1.80% | 25,462.74 PLN | −366.11 PLN |
| 5. Western Unionservice | 1.99 GBP | 1.98% | 100.90 GBP | 2.02% | 25,405.29 PLN | −423.56 PLN |
| 6. Nationwidebank | 15.00 GBP | 1.94% | 111.86 GBP | 2.24% | 25,348.49 PLN | −480.36 PLN |
| 7. RBSbank | 0.00 GBP | 2.28% | 113.75 GBP | 2.28% | 25,338.66 PLN | −490.19 PLN |
| 8. NatWestbank | 0.00 GBP | 2.28% | 113.75 GBP | 2.28% | 25,338.66 PLN | −490.19 PLN |
| 9. Monesebank | 150.00 GBP | 0.03% | 151.60 GBP | 3.03% | 25,142.40 PLN | −686.45 PLN |
| 10. Skrillservice | 0.00 GBP | 4.72% | 236.13 GBP | 4.72% | 24,704.03 PLN | −1,124.82 PLN |
| 11. PayPalservice | 2.99 GBP | 5.14% | 260.00 GBP | 5.20% | 24,580.28 PLN | −1,248.57 PLN |
| Set aside, not ranked (4): see methodology | ||||||
| HSBCcollected 73 h before retrieval | 0.00 GBP | 1.43% | — | — | 25,558.26 PLN | — |
| Moneygramcollected 76 h before retrieval | 0.00 GBP | 1.72% | — | — | 25,482.95 PLN | — |
| Barclayscollected 78 h before retrieval | 0.00 GBP | 2.79% | — | — | 25,205.90 PLN | — |
| Lloydscollected 76 h before retrieval | 9.50 GBP | 3.58% | — | — | 24,951.97 PLN | — |
Read next
Questions people ask
- Which provider gave the most for 1,000 GBP sent to Poland?
- Remitly, with 5,161.68 PLN delivered, in the snapshot retrieved 16 Oct 2026, 17:03 UTC. Its upfront fee was 0.99 GBP and its rate markup 0.36%.
- How much of the cost of sending GBP to PLN is hidden in the exchange rate?
- For the 11 quotes on 1,000 GBP, rate markups ranged from 0.00% to 5.14% of the amount converted. 3 quotes charged no upfront fee but still had a markup above 0.5%.
- How current are these GBP to PLN quotes?
- RateRunner retrieved them on 16 Oct 2026, 17:03 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.
Related corridors
Sources
- Indicative provider quotes: Wise public comparison data (retrieved 16 Oct 2026, 17:03 UTC). Wise collects quotes from listed banks and services and is itself listed.
- Reference rate: European Central Bank euro reference rates via Frankfurter (16 October 2026).
- Raw data for this page: gbp-to-pln.json